Resource centre
Guidance for commercial creditors
Practical briefings on how commercial claims are documented, assessed and pursued in Kenya, written for finance teams, credit managers and their advisers.
Featured · Guide
Debt Recovery in Kenya: A Guide for Commercial Creditors
How commercial debt recovery works in Kenya: from documenting the claim and making a formal demand to negotiation, payment plans and court or arbitration where needed.
Read the guide
- Most commercial claims settle at the demand or negotiation stage.
- A complete documentary record is the single strongest factor in recovery.
- Claims founded on contract are generally time-barred six years after they arise.
- Court proceedings and arbitration are handled by advocates under separate instruction.
Guide
Commercial Debt Recovery: How B2B Claims Are Assessed and Pursued
What distinguishes commercial (business-to-business) debt recovery, how claims are assessed, and the factors that most affect whether and how quickly money is recovered.
6 min read
Sector guide
Recovering Debts from Kenyan Distributors and Agents
Practical guidance for manufacturers and exporters owed money by a Kenyan distributor or agent: reconciling the account, handling stock and set-off arguments, and structuring recovery.
6 min read
International
Cross-Border Debt Recovery: Pursuing a Kenyan Debtor from Abroad
How international creditors pursue commercial debts owed by Kenyan businesses: jurisdiction and governing law clauses, arbitration awards, currency and remittance of recovered funds.
7 min read
Checklist
Commercial Claims Documentation: What to Keep and Why It Matters
The documents that prove a commercial debt, how each is used in recovery, and how to preserve evidence as soon as a Kenyan customer stops paying.
5 min read
International
International Creditor Guide to Kenya
An orientation for foreign exporters, lenders and service providers owed money in Kenya: verifying the debtor, the recovery process, time limits, currency and working with a local partner.
8 min read
Step-by-step
Recovering an Unpaid Commercial Invoice in Kenya
A step-by-step approach for businesses with an overdue invoice owed by a Kenyan company: from the first reminder to a formal demand, settlement and escalation.
5 min read
Risk management
Managing Kenyan Distributor Credit Risk
Preventive measures for suppliers trading on credit with Kenyan distributors: due diligence, credit limits, security, documentation and early warning signs.
5 min read
International
Enforcing a Foreign Judgment Against a Kenyan Debtor
How a creditor holding a money judgment from a foreign court can enforce it against a Kenyan company: registration under the Foreign Judgments (Reciprocal Enforcement) Act, the six-year limit, and the route for judgments from other countries.
6 min read
Guide
Statutory Demands and Liquidation: When a Kenyan Company Will Not Pay
How the Insolvency Act, 2015 treats a company that ignores a written demand for an undisputed debt of KES 100,000 or more, who may apply for liquidation, and why the route is not available for genuinely disputed debts.
6 min read
Risk management
Checking a Kenyan Company Before You Extend Credit
Practical checks for suppliers and lenders before trading on credit with a Kenyan business: the official company search (CR12), credit reference bureaus, the collateral registry, and the contract terms that make recovery easier later.
6 min read
Investors
Due Diligence on a Kenyan Company: A Guide for Foreign Investors
What a foreign investor, lender or supplier should verify before committing to a Kenyan company: registration and ownership, existing security, credit history, litigation, tax status and land held by the business.
7 min read
Investors
Verifying Land and Property Ownership in Kenya
How an investor confirms who owns Kenyan land and what burdens it: the official search under the Land Registration Act, what a title does and does not prove, tenure limits for non-citizens, agricultural land consent and checks on the ground.
7 min read
Monthly briefing
Kenya credit and recovery, once a month
New guidance on recovering debts, checking Kenyan counterparties and investing safely. One email a month. Unsubscribe at any time.